Despite pressure on federal and state governments and financial institutions, the prices of everyday items such as groceries, fuel and other essentials continue to rise. Sometimes it seems as if there is no respite from increasing financial pressures. This week in our downloadable PDF how to Live on less, founder of The Cheapskate Club, Cath Armstrong, gives you tips for cutting costs and saving money. She shares how cutting back and saving a little can even help you achieve a debt-free existence or early retirement. Simple changes can make a difference and allow you to afford the occasional treat, definitely worth the effort.

Maybe you’ve been a member of The Cheapskate Club for a while or have simply had to work out ways to cut back to afford day-to-day living. Why not share your tips and stories with us for the chance to win a prepaid mobile phone.

Happy savings
David & Kaye Fallick

Share with us your tips and stories on how you make your money go further, for the chance to win a prepaid mobile phone from Crazy John’s. Crazy John’s starter pack includes a Sagem my220x mobile phone with large colour screen, extra slim design and speaker phone, sim card and $79 worth of bonus credit when you recharge your account with $30 or more. We have just one of these fabulous phones to give to the lucky winner.

As part of the Government’s Making Ends Meet package, the telephone allowance issued by Centrelink has been extended to include internet access. Those who qualify can now receive $33 per quarter, per household, to assist with the costs of maintaining a telephone and internet connection to their home.
For more information, read the Telephone Allowance fact sheet here.

AboutSeniors is giving you the chance to win 2 nights at the Sydney Harbour Marriott, breakfast and a New Years Eve dinner for two at Icons Brasserie.

Back by popular request, this quick and easy dessert is perfect for a winter night.

Almost everyone has looked at items on Ebay or tried to purchase something, often unsuccessfully. Here are three handy tips for successful bidding.

Another five questions to get your brain ticking, and answers to last week’s quiz.

Today’s word is Lamestream. But what does it mean?