Retirement Planning
Once a passive phase of life, now retirement has almost been phased out!
Yet life planning is important for those wishing to ensure good Health and Wealth in their later years. On our About Seniors Retirement Planning page we offer planning tips and resources, financial information, a ‘Ready to Retire?’ quiz, as well as the latest books and sites for you to explore.
For a down-to-earth retirement guide, you can also read the following retirement planning articles from Your Life magazine.
Your money or your life – a three-step plan for financing your retirement
Go there
Retirement planning – How to double your nest egg
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Retirement Planning
Retirement planning gets bad press. The consequence is that a majority of 45 to 64-year-old Australians have entered the land of denial when it comes to this issue. And there seems little to get them out of denial when most retirement planning information is full of references to aged care, going grey, becoming dependent, and dying. Clichéd photographs of grey haired couples drinking lattes or walking hand-in-hand on the beach suggest singles don't matter, and happily retired couples just play.
How does this affect you? If you're feeling fit, healthy and happy to work for a few more years at least – can't your retirement planning wait?
Find out now
Financial planning – no win situation
Last week the Ripoll report on financial services reported to Parliament. Many believe the report went soft on planners – particularly the way they are paid and the product they sell.
This reveals a real problem for most Australians planning retirement. About 70% of Australians will be on a full or part Centrelink benefit in retirement - they are under-funded for their later years, but only 20% are visiting planners.
Why?
There are about 15, 000 planners in Australia – 80% are associated with financial product providers.
If you visit one such planner, it is 70-80% likely your plan will include their companies’ financial products.
So planners are not trusted
Australians are not planning
And most of us will end up on a pension…. Go figure.
The changing face of retirement
Retirement no longer means giving up work and slowing down. The expectations of Australians entering retirement have changed dramatically. The 24th AMP.NATSEM Income and Wealth Report, Don’t stop thinking about tomorrow, consider how realistic are peoples’ aspirations.
To download the full report, visit AMP.NATSEM Income and Wealth Report.
Self Managed Super Fund Investment Advisers
At SMSF Investor, we specialise in self managed super. We educate and advise self funded retirees in the areas of superannuation and stock market investing so they can make the right investment decisions to reach their financial goals in retirement.
We do this through a range of products and services such as our SMSF Investor course, which is designed specifically to address the needs of SMSF trustees who want to take back control of their superannuation and make their own investment decisions.
For investors who prefer to have some guidance on which securities to include in their investment portfolio, we also offer a general investment advice subscription service which provides security recommendations and a monthly newsletter on the most appropriate securities to invest in. Our course and advice service could literally save you thousands of dollars in investment fees and commissions alone!
We also provide our clients with a professional and reliable SMSF set-up and administration service and low cost stockbroking execution service. Both these services are provided through our third party affiliations with highly reputable accountants and stockbrokers.
So, if you are looking for a complete and professional service to successfully manage your superannuation and build an investment portfolio that best suits your individual requirements, look no further than SMSF Investor and join the increasing number of self funded retirees who are taking back control of their life savings.
Call 1300 830 320 or visit our website at www.smsfi.com.au for more information on how we can help you and to register your details for our FREE Newsletter.
